This website, essentialretirementguide.com, is operated by:

Name: Seth Herbert, trading as The Essential Retirement Guide
Tax ID (NIE): X4638016C
Address: Guadalmina Baja, Marbella 29670, Spain
Email: publishing@essentialretirementguide.com

Prices are shown in US dollars. Retailers add any applicable taxes at checkout. Books are sold through third-party retailers, and each retailer’s terms and refund policy apply to purchases made with them.

“Susan Delaney” is a pen name used as the byline for the Essential Retirement Guide series. It is not a separate legal entity or a licensed financial professional.